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36.7783° N  ·  114.4260° W  ·  AZ · CO · TX
Investment Property Financing

Your Capital.
Deployed.

From single-family rental to multi-family apartment complexes — TTG Lending structures investment property financing around your deal, your timeline, and your return.

Single Family Multifamily Commercial DSCR Bridge Construction
Get Pre-Qualified View Lender Network →
$30M+ Financing Volume
32 Lending Partners
21-Day Avg. Close
3 Licensed States
Active Markets
Dallas–Fort Worth Denver Phoenix Tucson Austin San Antonio Colorado Springs Boulder Scottsdale
01 — Loan Programs

Financing Built for Real Estate Investors

From single-family rentals to large apartment complexes — every loan is structured around your deal, your timeline, and your return on capital.

01 — Most Popular

DSCR Loans

Qualify on the property's cash flow — not your personal income. Ideal for full-time investors and portfolio builders, from single-family rentals to large multifamily.

  • As low as 15% down (85% LTV)
  • 620 FICO minimum
  • SFR · 2–4 unit · 5–50+ units
  • From $50K · DSCR 1.0 min
  • 30-year fixed available
Get a Quote
02

Bridge & Fix-to-Rent

Short-term capital to acquire, renovate, and stabilize — SFR, 2–4 unit, or multifamily — before transitioning to permanent financing.

  • Up to 95% LTC · 100% rehab budget
  • $50K – $5M loan range
  • 13–24 month terms · Interest-only
  • SFR, 2–4 unit, & multifamily
  • Close in as few as 10 days
Get a Quote
03

Multifamily DSCR (5+ Units)

Commercial DSCR for apartment buildings and mixed-use properties. Qualify on net operating income — no personal income required.

  • 5–100+ unit apartment buildings
  • Min DSCR as low as 0.75
  • Up to 75% LTV · 700 FICO
  • $250K – $20M loan range
  • 30-yr fixed / ARM / Interest-Only
Get a Quote
04

Conventional Investment

Conventional conforming loans for single-family rentals and 2–4 unit investment properties — the gateway product for investors building their first portfolio.

  • SFR (1 unit) & 2–4 unit properties
  • As low as 15% down (SFR)
  • 620 FICO minimum
  • 15 or 30-year fixed
  • Cash-out refinance available
Get a Quote
05

Portfolio & Blanket Loans

Finance multiple properties — SFR rentals, duplexes, or apartment buildings — under one streamlined loan. Simplify your balance sheet and unlock equity.

  • SFR, 2–4 unit, & multifamily eligible
  • 5+ properties in one loan
  • Cross-collateralization available
  • Mixed-state portfolios accepted
  • Release provisions available
Get a Quote
06

Construction & Ground-Up

New construction financing for SFR builds, duplexes, or large apartment communities. One-time close and traditional draw programs available.

  • As low as 0% down (VA OTC)
  • 3.5% down (FHA OTC)
  • Up to 80% LTC — SFR to 50+ units
  • Draw schedule & one-time close
  • Mini-perm conversion available
Get a Quote

*Rates are subject to change and depend on loan size, LTV, DSCR, credit profile, and market conditions. Not a commitment to lend.

02 — Why TTG Lending

We Think Like Investors Because We Work With Investors Every Day

Whether you're acquiring a single-family rental or scaling a 50-unit multifamily portfolio, TTG Lending is built to keep you moving. We understand cap rates, NOI, value-add plays, and 1031 exchanges — because that's the language of your deals.

01

Investor-First Underwriting

We look at the deal, not just your W-2. DSCR, bank statements, or asset depletion — we find a path to close.

02

Speed You Can Plan Around

Pre-approval in 24 hours. Most purchases close in 21 days or less. We don't blow up your contract deadlines.

03

One MLO. Three States.

No handoffs, no confusion. Your loan officer knows your deal and your market from first call to closing table.

04

32 Wholesale Lender Relationships

We shop your scenario across our full network to find the best rate and terms for your specific deal.

24hr Pre-Approval
32 Lending Partners
$50K–$20M+ Loan Range
3 Licensed States
Property Types We Finance
  • Land
  • Single Family Investment
  • Short Term Rentals (STR)
  • Fix & Flip
  • Fix to Rent / BRRRR
  • Duplex · Triplex · Fourplex
  • Multifamily 5–20 Units
  • Multifamily 21–50+ Units
  • Rehab Multifamily
  • Building Conversion to MF
  • Ground-Up Construction
  • Commercial Mixed-Use
03 — Coverage Area

Licensed in 3 High-Growth Markets

We focus on the fastest-growing investment property markets in the Southwest — single-family rentals, multifamily, and everything in between — where investor demand is strong and returns are real.

TX
Texas

The nation's #1 investment property market. Strong rent growth across SFR and multifamily in DFW, Austin, Houston, and San Antonio — with no state income tax.

Dallas · Fort Worth · Houston · San Antonio · Austin · El Paso · Amarillo · Lubbock
CO
Colorado

Denver metro's limited housing supply and population growth drive consistent demand for both SFR rentals and multifamily, with strong long-term appreciation.

Denver · Boulder · Fort Collins · Colorado Springs · Pueblo · Breckenridge · Vail
AZ
Arizona

Phoenix ranks among the top 5 metros for investment property activity — SFR and multifamily — driven by strong migration trends and affordability relative to coastal markets.

Phoenix · Tucson · Scottsdale · Flagstaff · Prescott · Sedona
04 — How It Works

From Application to Closing in Four Steps

01
Apply in Minutes

Complete our short online form or call us directly. Tell us about the property, your experience, and your goals.

02
Pre-Approval in 24 Hours

We review your scenario against our lender network and issue a pre-approval letter — usually within one business day.

03
Loan Structuring & Submission

We package your file, order the appraisal, and submit to the optimal lender. You'll know exactly where you stand at every step.

04
Clear to Close

We coordinate with title, escrow, and all parties to get you to the closing table on time and stress-free.

05 — Wholesale Network

32 Lenders.
One Relationship.

We shop your scenario across a curated network of wholesale lending partners — agency, non-agency, Non-QM, bridge, construction, and more. Your deal gets matched to the right lender, not the nearest one.

Browse Full Network →
Conventional & Government 17 lenders · FHA, VA, USDA, Conforming
Non-QM 21 lenders · Bank Stmt, DSCR, 1099, P&L
Jumbo 22 lenders · Up to $20M+
HELOC & HELOAN 12 lenders · As fast as 5 business days
Bridge & Construction 9 lenders · Fix & Flip, Land, Condotel
Multifamily (5+ Units) 6 lenders · DSCR, Bridge, Portfolio
06 — About TTG Lending

Your Dedicated Real Estate Investment Lending Team

Eric Thomas — TTG Lending
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NMLS #2750798 — Eric Thomas AZ · CO · TX

Eric Thomas

Founder & Sr. Mortgage Loan Originator

I'm Eric Thomas, the loan officer behind TTG Lending. With over $50M+ in real estate sales volume and $30M+ in financing volume, I've built TTG Lending for investors who are serious about building wealth through real estate — whether that's a single-family rental, a small portfolio of duplexes, or a large apartment complex.

 

Licensed across Arizona, Colorado, and Texas, I bring deep market knowledge and a curated network of 32 wholesale lenders to every transaction. Whether you're buying your first SFR investment or scaling a 50-unit multifamily portfolio, I have the expertise and relationships to get your deal funded.

NMLS #2750798 — Licensed in AZ, CO, and TX
Morty, Inc. — Company NMLS #1429243
32 Wholesale Lender Relationships
Equal Housing Lender

Work With Eric
Griffin Hillier — TTG Lending
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NMLS #2780488 — Griffin Hillier AZ

Griffin Hillier

Sr. Mortgage Loan Originator

I'm Griffin Hillier, loan officer over at TTG Lending who spearheads active business development and is in charge of opportunity originations in Arizona. With over 6 years of experience in real estate originations, I've built an impressive and intimate knowledge of the many variables within real estate financing and what it takes to get a deal done.

 

Licensed in Arizona and native to Scottsdale, I'd love the chance to get to know other professionals in the area, offer my expertise, and establish long term relationships with brokers, borrowers, and buyers.

NMLS #2780488 — Licensed in AZ
Morty, Inc. — Company NMLS #1429243
6+ Years Real Estate Originations
Equal Housing Lender

Work With Griff
07 — Get Started

Let's Talk About Your Deal

Tell us about the property you're financing. We'll review your scenario and get back to you within one business day — usually faster.

Call or Text
(720) 586-4705
Hours
Mon–Sat · 8am–7pm Local Time
Currently Licensed In
Arizona Colorado Texas
Get Pre-Qualified
No hard credit pull · No obligation