32°N · 104°W  ·  AZ · CO · TX

Consumer Lending · Homebuyers & Homeowners

Where Loans
In The West
Get Funded

Shopping 25+ lenders to find your most competitive rate — serving homebuyers and homeowners from Scottsdale to Houston, Dallas up to Denver.

Purchase Refinance HELOC FHA VA Jumbo First-Time Buyer
Get Pre-Approved View Loan Programs
$50M+ Sales Volume
25+ Lending Partners
3 Licensed States
21 Day Avg. Close
01 — Loan Programs

Every Path
To Homeownership

Whether you're buying your first home, refinancing into a better rate, or tapping your equity — we have the program and the lender network to make it happen.

01 — Most Popular

Conventional

The most widely-used home loan — flexible guidelines, competitive rates, and options for primary residences, second homes, and investment properties.

  • As low as 3% down
  • 620+ FICO minimum
  • Conforming & high-balance limits
  • Primary, second home & investment
  • 15 or 30-year fixed · ARM available
Get Pre-Approved
02

FHA

Government-backed with relaxed credit requirements and lower down payments — the go-to program for first-time buyers and those rebuilding their financial profile.

  • 3.5% down with 580+ FICO
  • Programs from 550 FICO
  • Mortgage insurance required
  • Primary residence only
  • DPA grant programs available
Get Pre-Approved
03

VA

An earned benefit for veterans, active-duty service members, and surviving spouses — zero down, no monthly PMI, and competitive rates guaranteed.

  • 0% down payment required
  • No monthly PMI
  • 580+ FICO typical
  • Veterans & active military
  • One-Time Close construction available
Get Pre-Approved
04

HELOC & Home Equity

Put the equity you've built to work. A HELOC gives you a revolving credit line; a HELOAN delivers a fixed lump sum — both secured by your home at rates far below unsecured debt.

  • Revolving or lump-sum options
  • Up to 90% CLTV (primary)
  • 660+ FICO typical
  • Interest-only draw periods
  • HELOC funded in as few as 5 days
Get Started
05

Refinance

Lower your rate, shorten your term, or pull out equity with a cash-out refinance. We shop our full lender network so you're getting today's best deal — not just your current lender's offer.

  • Rate & term refinance
  • Cash-out up to 80% LTV
  • Conventional, FHA & VA options
  • IRRRL streamline (VA) available
  • No appraisal programs available
Get a Quote
06

Jumbo

Premium financing above the conforming loan limit for high-value homes. Full-doc and alternative-doc options, with loan amounts reaching $10M+ through select lenders in our network.

  • Above conforming loan limits
  • 680+ FICO typical
  • Up to $10M+ select lenders
  • Full-doc & alt-doc available
  • Doctor loan programs eligible
Get Pre-Approved

*Rates are subject to change and depend on loan type, FICO score, LTV, and market conditions. Not a commitment to lend.

02 — Why TTG Lending

We Think Like Homebuyers Because We Work With Them Every Day

Whether you're buying your first home or refinancing your fifth, TTG Lending is built to keep you moving. We understand rates, programs, qualifying nuances, and what it actually takes to get from pre-approval to closing — because that's our everyday.

01

25+ Lenders Competing for Your Rate

We compare rates across our full wholesale network in real time — soft pull, no impact to your score, transparent from day one.

02

Speed You Can Count On

Pre-approval in 24 hours. Most purchases close in 21 days or less. We don't blow up your contract deadlines.

03

One Dedicated Loan Officer

No handoffs, no confusion. Your loan officer knows your deal and your market from first call to closing table.

04

25+ Wholesale Lender Relationships

We shop your scenario across our full network to find the best rate and terms for your specific situation.

24hr Pre-Approval
25+ Lending Partners
$50M+ Volume Closed
3 Licensed States
Loan Types We Handle
  • Purchase — Primary Residence
  • Purchase — Second Home
  • Rate & Term Refinance
  • Cash-Out Refinance
  • HELOC / Home Equity Line
  • Home Equity Loan (HELOAN)
  • FHA Purchase & Streamline
  • VA Purchase & IRRRL
  • USDA Rural Housing
  • Jumbo Purchase & Refi
  • Down Payment Assistance
  • One-Time Close Construction
03 — Coverage Area

Licensed in 3 High-Growth Markets

We focus on the fastest-growing housing markets in the Southwest — where homebuyer demand is strong, prices are competitive, and getting the right rate makes a real difference in your monthly payment.

TX
Texas

No state income tax, strong job growth, and diverse neighborhoods make Texas one of the most active mortgage markets in the country. DFW, Austin, San Antonio, and Houston each offer distinct opportunities.

Dallas · Fort Worth · San Antonio · Austin · Houston · Plano · Frisco · El Paso
CO
Colorado

Denver metro's limited housing supply and strong job market drive consistent demand. From Front Range suburbs to mountain communities, Colorado buyers move fast — and the right pre-approval wins deals.

Denver · Boulder · Fort Collins · Colorado Springs · Broomfield · Arvada · Breckenridge
AZ
Arizona

Year-round sunshine and a booming tech corridor fuel consistent housing demand. The Scottsdale–Phoenix metro is one of the Southwest's most dynamic markets with strong appreciation and rental demand.

Scottsdale · Phoenix · Tempe · Chandler · Gilbert · Tucson · Prescott · Flagstaff
04 — How It Works

From Application to Closing in Four Steps

01
Find Your Rate

Compare rates from 25+ lenders in real time — soft credit pull, zero impact to your score. See real numbers before committing to anything.

02
Get Pre-Approved

Complete our simple digital application in minutes. We review your file and issue a pre-approval letter — usually within one business day.

03
Loan Structuring & Submission

We package your file, order the appraisal, and submit to the optimal lender in our network. You'll know exactly where you stand at every step.

04
Clear to Close

We coordinate with title, escrow, and all parties to get you to the closing table on time — most clients close in 21 days or less.

05 — Wholesale Network

22 Lenders.
One Relationship.

We shop your scenario across a curated network of wholesale lending partners — conventional, government, HELOC, jumbo, first-time buyer, and more. Your deal gets matched to the right lender, not the nearest one.

Browse Full Network →
Conventional & Government 17 lenders · FHA, VA, USDA, Conforming
HELOC & Home Equity 12 lenders · As fast as 5 business days
Jumbo 22 lenders · Up to $10M+
First-Time Buyer Programs 8 lenders · DPA, low FICO, 3% down
Refinance All conforming lenders · Rate/term & cash-out
Specialty & Niche Doctor loans, reverse, manufactured, co-ops
06 — About TTG Lending

Your Dedicated Real Estate Investment Lending Team

Eric Thomas — TTG Lending
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NMLS #2750798 — Eric Thomas AZ · CO · TX

Eric Thomas

Founder & Sr. Mortgage Loan Originator

I'm Eric Thomas, the loan officer behind TTG Lending. With over $50M+ in real estate sales volume and $30M+ in financing closed, I built TTG Lending for homebuyers and homeowners who deserve more than one lender's rate sheet — you deserve a marketplace working for you.

 

Licensed across Arizona, Colorado, and Texas, I bring deep market knowledge and a curated network of 25+ wholesale lenders to every transaction. Whether you're buying your first home, refinancing into a better rate, or tapping your equity, I have the expertise and relationships to get it done.

NMLS #2750798 — Licensed in AZ, CO, and TX
Morty, Inc. — Company NMLS #1429243
25+ Wholesale Lender Relationships
Equal Housing Lender

Work With Eric
Griffin Hillier — TTG Lending
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NMLS #2780488 — Griffin Hillier AZ

Griffin Hillier

Sr. Mortgage Loan Originator

I'm Griffin Hillier, loan officer over at TTG Lending who spearheads active business development and is in charge of opportunity originations in Arizona. With over 6 years of experience in real estate originations, I've built an impressive and intimate knowledge of the many variables within real estate financing and what it takes to get a deal done.

 

Licensed in Arizona and native to Scottsdale, I'd love the chance to get to know other professionals in the area, offer my expertise, and establish long term relationships with brokers, borrowers, and buyers.

NMLS #2780488 — Licensed in AZ
Morty, Inc. — Company NMLS #1429243
6+ Years Real Estate Originations
Equal Housing Lender

Work With Griff
07 — Get Started

Start Your Pre-Approval Today

Fill out the form and our team will reach out within one business day to discuss your goals, explain your options, and get you moving toward pre-approval.

Once we receive your form, we'll reach out to learn more about you — your goals, specific properties you may own or have your eye on — then pull real-time rates across our full lender network to find what makes the most sense for your situation.

Call or Text
(720) 586-4705
Hours
Mon–Sat · 8am–7pm Local Time
Currently Licensed In
Arizona Colorado Texas
Get Pre-Approved
No hard credit pull · No obligation